​VDA HUB - ​​Insurance

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Health Insurance Open Enrollment Period

The 4th Quarter of the year is a busy time when it comes to insurance. If you are looking for small group, individual health plans or Medicare, the insurance professionals at R.K. Tongue are standing by and are ready to help. By choosing to purchase your insurance through a VDSC endorsed vendor, you’re not only getting a trusted and vetted company, but you’re helping to support organized dentistry and the mission of the VDA.

Small Group, November 15 – December 15

Healthcare Reform has created a special one-month open enrollment period for small groups that might not otherwise meet minimum participation and/or contribution requirements. It is a little-known window of time that could save you money and secure better health care coverage for you, your family and your employees.

Individual/Family Health Plans, November 1 – December 15

Annual Open Enrollment occurs once per year. If you don't enroll in a plan by December 15, you won’t be able to get 2021 coverage unless you qualify for a Special Enrollment Period.

Medicare Annual Open Enrollment, October 15 – December 7

During Annual Medicare Open Enrollment, individuals may make many changes to their enrollment including switching between Original Medicare and Medicare Advantage, changing to a different Medicare Advantage Plan and/or updating their Prescription Drug Coverage.

To learn more, contact Melanie Nowak with RKT at (410) 752-4008 or